Attention homeowners in Quinlan and Hunt County: Need an appraisal?

Here are the top seven reasons TX homeowners hire Timely Appraisal Services:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a TX divorce, when real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate in TX

Need help deciding the value of your home in or near Quinlan, TX?
Contact Timely Appraisal Services.

We at Timely Appraisal Services understand the individual needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Timely Appraisal Services, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value report than yours.

Need to cancel PMI?

An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're seasoned in helping clients just like you do away with unwanted PMI insurance.

Challenging Hunt county's assessment of your property

Lets say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal report from Timely Appraisal Services is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be troublesome from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An appraisal from Timely Appraisal Services can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for precision? An appraiser from Timely Appraisal Services can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your house.